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USD account

Topping up

Add money by card, or send USDC from Revolut or an exchange.

Updated 7 November 2026

By card

Open My account → Top up, enter the amount and pay. The top-up is sold and delivered by Stripe, which also checks the card. The dollars arrive straight in your account, usually within minutes.

  • The smallest top-up is 5 euros or 5 dollars.
  • Stripe shows the exact fee and the amount you will receive before you pay.
  • Some banks treat buying digital dollars with a credit card as a cash advance and charge their own fee for it. A debit card or a bank payment avoids that.

From Revolut or an exchange

If the card top-up is not available where you live, buy USDC in an app you already use (Revolut, Coinbase, Kraken and others) and send it to the account number shown under Top up → Card not working?

Send only USDC or EURC on the Base network. Other coins or other networks would be lost and nobody can return them.

Money that arrives this way also appears in your budget, as Received from outside RoyalWallet.

Why can I not top up yet?

Top-ups open after the three steps in Your USD account: activation, verified identity, and the recovery code with a PIN.