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Get started: top up, pay and buy crypto

From a new wallet to your first payment and your first Ethereum or Bitcoin, step by step.

Updated 11 November 2026

RoyalWallet keeps your dollars and euros in a wallet only you can touch, with your budget built in and Ethereum and Bitcoin on King. Getting started takes about five minutes.

1. Open your wallet

  1. Sign up with your e-mail and open Home.
  2. Tap Open your wallet. On Duke it costs €2.99 once; on a paid King it is included.
  3. Verify your identity with a photo of your ID and a short selfie. Most checks take a few minutes.
  4. Write down your 12-word recovery code and choose a PIN. Your phone creates the key and keeps it; we never see it.

2. Top up

  • By card: tap Top up, enter the amount and pay. The top-up is sold and delivered by Stripe and usually arrives within minutes.
  • From Revolut, Coinbase or Kraken: send USDC (dollars) or EURC (euros) on the Base network to the address under Top up → Card not working?

3. Pay and budget

  • Send: enter a RoyalTag, for example @jana, and the amount, then confirm with your PIN. The money arrives in seconds, free of charge.
  • Request money or split a bill with several members.
  • Every payment appears in Budgeting by itself. Give it a category, a nickname or #tags; the amount and time stay exactly as recorded on the blockchain.

4. Buy Ethereum or Bitcoin (King)

  1. Tap Exchange.
  2. Choose what you give (dollars or euros) and what you get (Ethereum or Bitcoin), and enter the amount.
  3. Check the amount you receive and our fee (0.20 %, or 0.15 % with royal standing), then confirm with your PIN.

The crypto stays in your own wallet and you can exchange it back the same way. Prices of Ethereum and Bitcoin go up and down, so put in only what you can leave there through a fall. More in Exchange, Ethereum and Bitcoin.

5. Money out

Tap Send and choose Revolut, Coinbase or Kraken to move money to your own account there. Payouts straight to your bank, your own IBAN, a US account and a card are coming soon.